The chip has an internal 8 MHz oscillator which lets you run the thing with less supporting components. If you want to run any faster you need to use an external clock source up to 16 MHz, either an oscillator or a crystal (the crystal requires 2 capacitors as well), or a ceramic resonator (but I never played with them, and I don't know how fast you can run on them either). A keyboard runs just fine on 8 MHz. I think that a dedicated oscillator is supposed to be of higher accuracy though, but I haven't experienced any trouble so far using the internal oscillator. You can leave component locations for the crystal and capacitors if you'd ever want to use them. In that case you'd also need to change the fuse settings, which requires a serial programmer unit as well... (or parallel, but I don't think anyone usually uses them..)