I doubt that would be the case, I would assume he wouldn't stick his neck out to help save the money for you. Hed want the insurance in case it got lost, and you, the buyer, ask for a refund.
5 dollar value means 5 dollar insurance claim, while you ask for a full 40$ refund.
just my guess though
I'm only curious because some other artisan guys do that every time,
no need to even ask.
I don't expect $5, but 20 or so would be enough to keep it under the customs radar;
otherwise, $50 (that I've paid for keycap + shipping) will end up with roughly $30 fees on top.
Which sucks, if it comes to that, but oh well - EU people are used to it.
Furthermore, the overseas shipping prices are so bloated I'm not even sure the shipping fee (which is $16 in this case) includes any insurance;
there's tracking, probably, and that's it.
If it gets lost on the way (there's always some risk, and it happened to me before; some other artisans, though),
I sure wouldn't blame Binge and ask for a refund, because how would that be his fault?
In any case, I'd appreciate if Binge could address the matter.
Thanks.