Exactly. It's one of the keys of touch typing. It's like being asked to type a word when somebody says it letter by letter (eg h-i-p-p-o-p-o-t-a-m-u-s) rather than saying the complete word. You actually are typing the word without having to break it down into individual components.
I transcribe using my own shorthand, so if I hear the expression "have to be", I don't start typing the letters, I simply type hv2b, then press the expansion key, and it expands to the full phrase.
It's hard for me to do those on-line typing tests, because I've even got single word shorthands, such as "though", I type "th" then I hit Ctrl+G. "that" is Ctrl+H, and it's very hard NOT to do them. And when I DO hit them, I get marked with an error ...:sad:
Joe