I never got my issue resolved. They wouldn't let me make a purchase from Qtan and kept saying it was an issue with the payment source ( either CC or Bank ) but wouldn't let me choose a source. It error'd out before it even got the payment source step.
They told me to add another source and it would work , yet when I kept them on the phone until it went through , she "disconnected" as soon as it failed again. The next guy kept talking in circles and finally said that Qtans account was closed. That he had closed it himself.
When I mentioned this to Qtan he thought it strange since he had just received payment to that account a few minutes before. He sent me a paypal invoice and it went off without a hitch.
I now have some stored in the paypal account in the event I need to place an order from there it may not be held up.