A split board where the halves don't talk to each other... lag (of which there won't be any) will be the least of your worries. Modifiers - at least on some operating systems - are per-device, so pressing Shift or Control on one half will not affect the other half on those. That's kind of a pain. If you ever want to use some of the cool stuff QMK & co have like OneShots, such a split board will not work. If you ever want synced RGB animations or such, likewise.
Having a separate numpad is *much* different than having a split that doesn't talk to the other half.