regardless of what ATX spec says... I have seen it at work and with friends computers a low quality power supply can pop and take other components with it..
I also got my Seasonic on a really good sale putting it in line with say corsair power supplies at the time.. I gladly spend a few more bucks to reduce the odds of a burnt power supply taking motherboard ..etc with it.
I have had my X750 for ~5yrs I guess... it has been perfect.
Seasonic ftw..indeed.
Well, the reallllly bad power supply was a long time ago.. even the cheapo $15 power supplies are more than adequate and safe these days.
The biggest issue was actually the taiwanese capcitor plague from early 2000 up to 2007 when this diy hobby began more widespread adoption.. where cheapo psus were really going boom..
taiwan manufacturers stole an incomplete capacitor fluid formula without the key stabilizing agent from japan.
That is no longer the case..
And numerous NEW protection mechanisms have been put in place since then..
One really must consider the rate of obsolescence which is ~ 4 to 5 years.. it's just very unlikely for the psu to break in that time period, due to how low the average load is..
PCs have become so power efficient , they can idle down to 30-50 watt.. that's typically 10% load on a vanilla build.
where we typically see older pcs that were 300 watt all day.. or 60% load..