Liquidevil, have you not seen my latest thread?
https://geekhack.org/index.php?topic=81369.0Paypal basically screwed my moving sale. AND they never stopped money coming in even after they limited my account. IE they don't stop buyers from paying into a black hole.
If I hadn't posted and told everyone to stop paypaling me, I would probably have collected more money... that I can't spend anyway.
And PP doesn't side with buyers totally.
I once bought a Model M keyboard that looked good on ebay. Photographed well.
Came to me full of nasty sounds and whole thing was shaking when you pressed keys.
Opened it and a cascade of rivets poured out.
I complained, PP took side of seller and accepted his claim that 'I voided my warranty by opening the keyboard' since I made the mistake of opening and photographing all the dropped rivets. Also seller had said specifically in his T&C that keyboard was 'in good condition but not guaranteed working' (you know all the Model M sellers on Ebay say something like this). So paypal was not expecting keyboard to work.
If I had chosen to do buyer fraud, ie if I had claimed seller sent me an empty box, paypal would have sided with me.
In fact that was what I did when a seller sent me a Model M 'in good condition but not guaranteed to work' which photographed well, but which actually stank of URINE and had all the hammers rusted up. Since I couldn't prove keyboard smelt of urine unless I went to Paypal Singapore's HQ, I decided to tell paypal something different.
So yeah, be pragmatic by all means. I learned from this nasty experience that it is better to lie to paypal in some cases. If item photographs well and seller looks likely to get away based on his t&c, you might have to lie too.