Unhacking the wallet

[OfTheWild]

I just use my paypal account as a buffer for all my "acquisition disorder" items. I make things, sell things, and buy things all separately from my bank account. It helps keep my fun money and my life expenses isolated. Also not growing attached to things helps. I have my 'must keep' items but generally everything has a price tag. Half the fun is gone once something is complete for me.

[ideus]

I just use my paypal account as a buffer for all my "acquisition disorder" items. I make things, sell things, and buy things all separately from my bank account. It helps keep my fun money and my life expenses isolated. Also not growing attached to things helps. I have my 'must keep' items but generally everything has a price tag. Half the fun is gone once something is complete for me.

Yet, you basically have a cognitive dissonance disorder in regards to your finances, or worst, you are a finance bi-polar individual. 

[OfTheWild]

I just use my paypal account as a buffer for all my "acquisition disorder" items. I make things, sell things, and buy things all separately from my bank account. It helps keep my fun money and my life expenses isolated. Also not growing attached to things helps. I have my 'must keep' items but generally everything has a price tag. Half the fun is gone once something is complete for me.

Yet, you basically have a cognitive dissonance disorder in regards to your finances, or worst, you are a finance bi-polar individual. 

yeah. I'll own that.

I guess I do kind of rationalize it as a way to be financially irresponsible but with out the dangerous repercussions of impacting your lifestyle budget (bills, expenses, etc). Which I will agree, is definitely on the cognitive dissonance spectrum.

[phorx]

I'm pretty new here, but I can relate to how easy it is to overspend.  Going from just being able to wait for off-the-shelf stuff to go on sale, to an environment of constant extreme scarcity ( like gasoline in Mad Max levels ) is a tough change of mindset, at least it was for me.  FOMO is real, especially if you ( like me starting out ) don't really have a clear understanding of what you like/want. 

I spent through my xmas bonus pretty quickly but have since moved to a different save/spend model:
 
1. make a plan for the next keyboard project/keycap set/other I want to work on
2. save money specifically earmarked for keebs, only after all other bills & savings are done
3. wait a month ( to make sure no new unexpected costs come in )
4. This is the hardest part!  Look for something to spend on that satisfies #1, and only #1
5. if nothing comes up for #4  ( big if, I know ), return to #2

Anyway, we'll see how long this plan lasts, but it seems wife-friendly so far 

[davkol]

It's not that simple, when you're looking for something so rare that it might pop up once in a few years and perhaps never again.

I'm kicking myself for missing one unique build three years ago, when I wasn't sure about the size of my financial buffer. The thing is, I would have been fine, even benefit from it… it won't show up again and will take weeks of work to replicate.

[Blaise170]

I've been looking for a Space Cadet for years, and one finally popped up on eBay. It's much easier these days to say "No, $2000 isn't worth it for a keyboard", but the chance sof another Space Cadet popping up on eBay in the next three years is minuscule at best. I have to admit though, it missing a key made it even easier to say no.

[phorx]

I have to count myself lucky as I'm not so much collection-focused, so I don't look at rare and vintage items the same way as others.  Having particular builds or projects in mind makes this hobby much less spendy than it could be.

[davkol]

I have to count myself lucky as I'm not so much collection-focused, so I don't look at rare and vintage items the same way as others.  Having particular builds or projects in mind makes this hobby much less spendy than it could be.

Funny you mention this, what I had in mind was an ergonomic keyboard that I'd actively use.

[tp4tissue]

I have to count myself lucky as I'm not so much collection-focused, so I don't look at rare and vintage items the same way as others.  Having particular builds or projects in mind makes this hobby much less spendy than it could be.

Funny you mention this, what I had in mind was an ergonomic keyboard that I'd actively use.

Quit the Beast while ya'll are ahead..

Tp4 only browses Home improvement tools these days..

Functional above all else.

[ppp]

I have to count myself lucky as I'm not so much collection-focused, so I don't look at rare and vintage items the same way as others.  Having particular builds or projects in mind makes this hobby much less spendy than it could be.

Funny you mention this, what I had in mind was an ergonomic keyboard that I'd actively use.

Quit the Beast while ya'll are ahead..

Tp4 only browses Home improvement tools these days..

Functional above all else.

But doesn't it usually cost more to make something yourself than buy something a megacorporation has amortized? 🤔

[Blaise170]

I have to count myself lucky as I'm not so much collection-focused, so I don't look at rare and vintage items the same way as others.  Having particular builds or projects in mind makes this hobby much less spendy than it could be.

Funny you mention this, what I had in mind was an ergonomic keyboard that I'd actively use.

Quit the Beast while ya'll are ahead..

Tp4 only browses Home improvement tools these days..

Functional above all else.

But doesn't it usually cost more to make something yourself than buy something a megacorporation has amortized? 🤔

Said amortized items usually don't have quite the resilience of one-off products and custom things are able to be personalized to your exact needs.

[Belfong]

omg, I just bought a GON! Help me!

And yet, I somehow feel ok. Everyone needs a Korean keeb, right? Right?

[bliss]

My policy: only go three-wide with group buys at any time - join not more than three concurrent GBs
EDIT: In this definition, a GB "ends" when the items have been delivered to my doorstep.

I think that is still very much but it introduces a ceiling. Exception to the rule is allowed if and only if my personal kryptonite occurs, i.e. reruns of GMK Skeletor or Nautilus (guess what - Nautilus 2 is currently in IC).

And I put every item I buy to use, no collecting. This should saturate the "need" to buy eventually.

[HoffmanMyster]

My policy: only go three-wide with group buys at any time - join not more than three concurrent GBs
EDIT: In this definition, a GB "ends" when the items have been delivered to my doorstep.

I think that is still very much but it introduces a ceiling. Exception to the rule is allowed if and only if my personal kryptonite occurs, i.e. reruns of GMK Skeletor or Nautilus (guess what - Nautilus 2 is currently in IC).

And I put every item I buy to use, no collecting. This should saturate the "need" to buy eventually.

What would you do if all three GBs get caught in GB Hell?   

It's certainly a good rule.    Anything to keep things in check is a positive.

[bliss]

My policy: only go three-wide with group buys at any time - join not more than three concurrent GBs
EDIT: In this definition, a GB "ends" when the items have been delivered to my doorstep.

I think that is still very much but it introduces a ceiling. Exception to the rule is allowed if and only if my personal kryptonite occurs, i.e. reruns of GMK Skeletor or Nautilus (guess what - Nautilus 2 is currently in IC).

And I put every item I buy to use, no collecting. This should saturate the "need" to buy eventually.

What would you do if all three GBs get caught in GB Hell?   

It's certainly a good rule.    Anything to keep things in check is a positive.

Forgive my late answer, things have been out of the ordinary...

So GB Hell is when you have joined a GB and it gets delayed for a long time? Well, the rule still applies If all three GB are in Hell, which is unlikely, then I might not be inclined to join yet another GB anyway Also, I think it is a good idea to only use two of the three "slots" if you will, to have one free for anything You-Can't-Afford-To-Miss(tm).

And thank you, the rule was very effective for me so far

[IronCheeks]

My policy: only go three-wide with group buys at any time - join not more than three concurrent GBs
EDIT: In this definition, a GB "ends" when the items have been delivered to my doorstep.

I think that is still very much but it introduces a ceiling. Exception to the rule is allowed if and only if my personal kryptonite occurs, i.e. reruns of GMK Skeletor or Nautilus (guess what - Nautilus 2 is currently in IC).

And I put every item I buy to use, no collecting. This should saturate the "need" to buy eventually.

That's a pretty decent outlook for me to consider, especially as a newcomer to this hobby. After going through few pages of the comments and discussion to the OP and a few others - I agree with a lot of what's being said. The introduction of a ceiling is something I wish I had when I was into sneaker-collecting and with fountain pens. I have set a limit on groupbuys I am part of, but still have spent quite a lot on artisans, despite even having my first custom keyboard in.

I think as mentioned before that it's the rabbit-hole of any hobby; once you get bit by the bug, you can's stop there. But that's why it's great to implement a budget and ample time to appreciate what you have now so that way the "need" of desire is satiated in a nice, fruitful way.

[MaddSplatter49]

This was an insanely insightful introduction to this hobby. Here we are 5 years later, and it's still relevant.