Author Topic: What would you do with a small loan of $1 million?  (Read 12705 times)

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Offline sek1ne

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Re: What would you do with a small loan of $1 million?
« Reply #50 on: Tue, 17 May 2016, 23:31:16 »
I'd probably try to buy a kosmonavt and then see if I could buy a condo nearer to downtown. Strata fees and property tax seem better than renting.
Biking is fun.

Offline Venatorious

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Re: What would you do with a small loan of $1 million?
« Reply #51 on: Wed, 18 May 2016, 09:55:45 »
Buy every artisan keycaps on GH and then blend them all on twitch

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Offline Findecanor

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Re: What would you do with a small loan of $1 million?
« Reply #52 on: Wed, 18 May 2016, 13:28:30 »
Start a small company that would sell great-looking well-designed hardware. Maybe in kit form catering only to enthusiasts in the beginning.

Start with a counterpart to the MS "Natural" keyboard but with Cherry MX switches -- which there appears to be great demand for but which no major manufacturer has come out with yet.
Next product being PC case for mITX with a smarter internal layout.
Man must shape his tools lest they shape him
-- Arthur Miller

Offline NewbieOneKenobi

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Re: What would you do with a small loan of $1 million?
« Reply #53 on: Fri, 20 May 2016, 12:14:15 »
I'd like to think that I would invest it wisely but truth be told I'd probably blow through most of it in a year and then be sad.

Edit: A loan from a close and trusted individual who is very, very lenient about the terms of the loan and how you can pay it back. But still a loan.

Knowing me, I would probably not take the loan anyway, or I would take it and simply accelarate some of the expenses I normally need to put money aside for, such as wrapping up my Ph.D., which costs a car's worth of money, or getting books etc. Not sure about investments, including business investments, because I lack the training to properly evaluate them, and I'd rather not be making gambits and risking homelessness due to seizures. One exception: I might be tempted to buy my way into a law firm as a partner and skip the usual path, then catch up quickly behind the scenes (I left the profession early after graduating, so there are gaps in my knowledge, and I don't have a ton of experience).

Offline Leslieann

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Re: What would you do with a small loan of $1 million?
« Reply #54 on: Wed, 22 July 2020, 21:00:08 »
I'd build a CNC shop.
You'd be broke in no time, horrible industry.


Start a small company that would sell great-looking well-designed hardware. Maybe in kit form catering only to enthusiasts in the beginning.
Boutique manufacturers usually do it as a side business to something more mainstream because unless you charge a ton, small scale manufacturing is very difficult to make profitable.
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Offline noisyturtle

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Re: What would you do with a small loan of $1 million?
« Reply #55 on: Wed, 22 July 2020, 21:03:21 »
Nowadays I'd probably spend it on making a pilot or short for a series pitch to Netflix or the like.

Offline Leslieann

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Re: What would you do with a small loan of $1 million?
« Reply #56 on: Wed, 22 July 2020, 21:09:03 »
$1 mil is not a lot of money, sure you can invest it, but will your investment outrun the payments? Are you sure?

I'd pay it right back.
That or move it around through various numbered bank accounts, while simultaneously changing my name and nationality..
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Offline romevi

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Re: What would you do with a small loan of $1 million?
« Reply #57 on: Thu, 06 August 2020, 00:47:17 »

I'd pay it right back.

Came to say this.

That or move it around through various numbered bank accounts, while simultaneously changing my name and nationality..

Not even sure it's worth the hassle. $1 million isn't what it used to be.


Offline noisyturtle

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Re: What would you do with a small loan of $1 million?
« Reply #59 on: Thu, 06 August 2020, 17:47:05 »
Charter a private jet with an on-board chef and eat an incredible meal flying as high as a plane will go, then when I'm done and have had my drink and think leap out and kill myself.

Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #60 on: Thu, 06 August 2020, 18:20:34 »
Charter a private jet with an on-board chef and eat an incredible meal flying as high as a plane will go, then when I'm done and have had my drink and think leap out and kill myself.

Maximum Dark Today.

Offline Darthbaggins

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Re: What would you do with a small loan of $1 million?
« Reply #61 on: Fri, 18 September 2020, 09:26:19 »
Finally invest more into my small business to actually get it off the ground, invest in some property, pay off what debt I have left along with the wife's student debt/loans, and then stash away a chunk for my son's schooling and a trust fund.

 bkrownd:"Those damned rubber chiclet keys are the devil's nipples."   >:D


Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #62 on: Fri, 18 September 2020, 14:08:56 »
Finally invest more into my small business to actually get it off the ground, invest in some property, pay off what debt I have left along with the wife's student debt/loans, and then stash away a chunk for my son's schooling and a trust fund.

Lies, you'd buy a bunch of 3090s then spend the rest on Stonks.

Offline Darthbaggins

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Re: What would you do with a small loan of $1 million?
« Reply #63 on: Fri, 18 September 2020, 14:18:02 »
well that would be part of getting said business off the ground lol, and I already have my Stonks in Duke Energy and Enbridge Energy (then my precious metals and fine art pieces). 
« Last Edit: Fri, 18 September 2020, 14:20:59 by Darthbaggins »

 bkrownd:"Those damned rubber chiclet keys are the devil's nipples."   >:D


Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #64 on: Fri, 18 September 2020, 15:11:51 »
well that would be part of getting said business off the ground lol, and I already have my Stonks in Duke Energy and Enbridge Energy (then my precious metals and fine art pieces). 

There is a glut in American energy right now, the mainstreet being down leds to no one buying power.

Recovery is typically slow, because these are not meme stonks,  and of course they're doing literally NOTHING about covid.   Questionable effectiveness of vaccine, already the prevailing conclusion that it will not be a binary event.

It's smart to go long though, and you can certainly do that with Energy.  <but Opportunity cost>

Tp4 is always fearful of 'Murican energy due to the liability of our n00qular fleet, which are all operating beyond or nearly at their designed lifespan.  The NRC is essentially the industry lapdog, not a regulatory agency whatsoever. For example, of recent, they've been handing out safety inspection wavers like candy, DURING a pandemic where there is fewer crew, engineers, more operational friction.

Each reactor site in terms of risk is the equivalent of a 700Billion to 2Trillion liability. Banks / Wallstreet /smart money won't touch n00qular.  So all of these sites are publicly under-written.   That isn't to say a disaster scenario couldn't instantly KO proximal valuations.

Then there's climate change, which greatly increases the likelihood of disaster, reactors have to shut down w/ warming oceans,  Jelly fish clogging the water pipes, wild fires, etc, etc.


Offline atarione

  • Posts: 142
Re: What would you do with a small loan of $1 million?
« Reply #65 on: Fri, 18 September 2020, 18:21:55 »
I would decline a loan of 1,000,000   .... unless I thought of something 108% sure to make money..... and be able to pay off the loan very very quickly.. but honestly 2020 being what it is .. I'm well unable to think of what would be a sure enough bet...

Offline Sintpinty

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Re: What would you do with a small loan of $1 million?
« Reply #66 on: Sun, 20 September 2020, 21:09:31 »
Mech keebs and buy a geniuine smash tv arcade cabinet, and then invest the rest into my education

Offline fanpeople

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Re: What would you do with a small loan of $1 million?
« Reply #67 on: Sun, 20 September 2020, 22:29:07 »
Step 1: buy houses
Step 2: transfer title to other person
Step 3: declare bankruptcy
Step 4: ride out 7 years
Step 5: use rent money to buy cocaine, hookers and fund a really ****ty reality tv show that would kinda be like Jersey Shore but an Australian version so it would suck even harder.

Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #68 on: Mon, 21 September 2020, 07:21:39 »
Step 1: buy houses
Step 2: transfer title to other person
Step 3: declare bankruptcy
Step 4: ride out 7 years
Step 5: use rent money to buy cocaine, hookers and fund a really ****ty reality tv show that would kinda be like Jersey Shore but an Australian version so it would suck even harder.

/Best answer

Offline fohat.digs

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Re: What would you do with a small loan of $1 million?
« Reply #69 on: Mon, 21 September 2020, 08:04:15 »
Since it would be a loan and the future is so uncertain, I would feel compelled to invest it and only withdraw and spend the dividends.

I would use those proceeds to enhance the lives of myself, my family, and my friends. I would also consider donations to worthy non-profit organizations.
But no matter how much smoking-gun evidence Cheney and the January 6 committee uncover, the Fox News crowd and YouTube rabbitholers are dead to the factual world. Their views will never change, and roughly two-thirds of them are still convinced Trump was the rightful winner in 2020, despite his year-long drought of producing a single shred of evidence to back his claim. Frankly, Cheney doesn't have the luxury of time to waste on a bunch of brain dead zombies.
Instead, Cheney made her goals perfectly clear this week, signaling that the committee would produce the evidence necessary to find Trump, and perhaps several of his co-conspirators, criminally liable for violating felony statute 18 U.S. Code § 1512. To that end, Cheney used every public platform available to her this week to lay the groundwork for her case.
– Kelley Eleveld 2021-12-18

Offline Darthbaggins

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Re: What would you do with a small loan of $1 million?
« Reply #70 on: Mon, 21 September 2020, 08:25:21 »
well that would be part of getting said business off the ground lol, and I already have my Stonks in Duke Energy and Enbridge Energy (then my precious metals and fine art pieces). 

There is a glut in American energy right now, the mainstreet being down leds to no one buying power.

Recovery is typically slow, because these are not meme stonks,  and of course they're doing literally NOTHING about covid.   Questionable effectiveness of vaccine, already the prevailing conclusion that it will not be a binary event.

It's smart to go long though, and you can certainly do that with Energy.  <but Opportunity cost>

Tp4 is always fearful of 'Murican energy due to the liability of our n00qular fleet, which are all operating beyond or nearly at their designed lifespan.  The NRC is essentially the industry lapdog, not a regulatory agency whatsoever. For example, of recent, they've been handing out safety inspection wavers like candy, DURING a pandemic where there is fewer crew, engineers, more operational friction.

Each reactor site in terms of risk is the equivalent of a 700Billion to 2Trillion liability. Banks / Wallstreet /smart money won't touch n00qular.  So all of these sites are publicly under-written.   That isn't to say a disaster scenario couldn't instantly KO proximal valuations.

Then there's climate change, which greatly increases the likelihood of disaster, reactors have to shut down w/ warming oceans,  Jelly fish clogging the water pipes, wild fires, etc, etc.



I've had the energy stocks since i was born (Grandma used to work w/ Duke Energy in their corporate offices), I had 2 shares and over the years it has grown to 100.  It is one that I plan on not messing with until absolutely necessary.  I am happy about the Enbridge as they are pushing more for renewable energy more so that Duke has. 

If I didn't have kids I would probably go the route of @fanpeople lol (minus the reality show).  But also fund some grow ops in legal states as well.
« Last Edit: Mon, 21 September 2020, 08:27:42 by Darthbaggins »

 bkrownd:"Those damned rubber chiclet keys are the devil's nipples."   >:D


Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #71 on: Mon, 21 September 2020, 09:36:45 »
I've had the energy stocks since i was born (Grandma used to work w/ Duke Energy in their corporate offices), I had 2 shares and over the years it has grown to 100.  It is one that I plan on not messing with until absolutely necessary.  I am happy about the Enbridge as they are pushing more for renewable energy more so that Duke has. 

If I didn't have kids I would probably go the route of @fanpeople lol (minus the reality show).  But also fund some grow ops in legal states as well.


Tp4 is sure DB's grandma is a good person.  At 100 shares, DB is not at risk of anything catastrophic.

Point was, if one had $1Mil in Duke,  that's worrying.



Offline Darthbaggins

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Re: What would you do with a small loan of $1 million?
« Reply #72 on: Mon, 21 September 2020, 09:40:05 »
Yeah I'd be shifting w/ that much invested  :thumb:

 bkrownd:"Those damned rubber chiclet keys are the devil's nipples."   >:D


Offline Sintpinty

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Re: What would you do with a small loan of $1 million?
« Reply #73 on: Thu, 24 September 2020, 07:17:30 »
Step 1: buy houses
Step 2: transfer title to other person
Step 3: declare bankruptcy
Step 4: ride out 7 years
Step 5: use rent money to buy cocaine, hookers and fund a really ****ty reality tv show that would kinda be like Jersey Shore but an Australian version so it would suck even harder.

Bobux comes first

Offline Yato

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Re: What would you do with a small loan of $1 million?
« Reply #74 on: Sun, 10 January 2021, 06:09:31 »
make a small warehouse where i have people unlubing all the drop pandas.
discord: matas#1111



Offline Leslieann

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Re: What would you do with a small loan of $1 million?
« Reply #77 on: Sun, 10 January 2021, 21:18:35 »
I'd build a CNC shop.
You'd be broke in no time, horrible industry.
Not if you open one in China.
More so in China.
You have to conquer a language before you start, then figure out how to navigate all the local and international laws and then you have to spin up a business attracting foreigners, which is more difficult that attracting local business. If you can't attract business to your machine shop here how can you expect to do it from overseas?

Your operating costs are lower to be sure, but you're handicapped everywhere else. You also will probably end up paying a lot more for some of your equipment due to import/export laws here and there. I can't imagine what it would cost to import a Haas or if you even could without breaking a few laws.
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Offline tp4tissue

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Re: What would you do with a small loan of $1 million?
« Reply #78 on: Sun, 10 January 2021, 22:04:10 »
Why would you need haas ?  China has machines as good as haas and cheaper.

Maybe not as stable.. buhhh, it's pretty ok.

I'm reasonable sure I saw alot of haas machines there, so.. i don't think import is an issue.

Offline jacobolus

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Re: What would you do with a small loan of $1 million?
« Reply #79 on: Sun, 10 January 2021, 23:04:54 »
What are the terms of this loan?

Is it a house mortgage? If so I would pay it off per the schedule, like $5000/month for 30 years or whatever, while enjoying living in the house. If I came across some extra cash I would consider paying off some of the principal earlier to shorten the total span and save a lot of interest.

Offline iri

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Re: What would you do with a small loan of $1 million?
« Reply #80 on: Mon, 11 January 2021, 02:48:13 »
1. kill the lender
2. dispose of the body
3. PROFIT!!11111
(...)Whereas back then I wrote about the tyranny of the majority, today I'd combine that with the tyranny of the minorities. These days, you have to be careful of both. They both want to control you. The first group, by making you do the same thing over and over again. The second group is indicated by the letters I get from the Vassar girls who want me to put more women's lib in The Martian Chronicles, or from blacks who want more black people in Dandelion Wine.
I say to both bunches, Whether you're a majority or minority, bug off! To hell with anybody who wants to tell me what to write. Their society breaks down into subsections of minorities who then, in effect, burn books by banning them. All this political correctness that's rampant on campuses is b.s.

-Ray Bradbury

Offline fohat.digs

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Re: What would you do with a small loan of $1 million?
« Reply #81 on: Fri, 23 July 2021, 16:14:47 »
But no matter how much smoking-gun evidence Cheney and the January 6 committee uncover, the Fox News crowd and YouTube rabbitholers are dead to the factual world. Their views will never change, and roughly two-thirds of them are still convinced Trump was the rightful winner in 2020, despite his year-long drought of producing a single shred of evidence to back his claim. Frankly, Cheney doesn't have the luxury of time to waste on a bunch of brain dead zombies.
Instead, Cheney made her goals perfectly clear this week, signaling that the committee would produce the evidence necessary to find Trump, and perhaps several of his co-conspirators, criminally liable for violating felony statute 18 U.S. Code § 1512. To that end, Cheney used every public platform available to her this week to lay the groundwork for her case.
– Kelley Eleveld 2021-12-18

Offline iri

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Re: What would you do with a small loan of $1 million?
« Reply #82 on: Tue, 27 July 2021, 16:07:33 »
Hey, now I want more gardening tips!
(...)Whereas back then I wrote about the tyranny of the majority, today I'd combine that with the tyranny of the minorities. These days, you have to be careful of both. They both want to control you. The first group, by making you do the same thing over and over again. The second group is indicated by the letters I get from the Vassar girls who want me to put more women's lib in The Martian Chronicles, or from blacks who want more black people in Dandelion Wine.
I say to both bunches, Whether you're a majority or minority, bug off! To hell with anybody who wants to tell me what to write. Their society breaks down into subsections of minorities who then, in effect, burn books by banning them. All this political correctness that's rampant on campuses is b.s.

-Ray Bradbury

Offline Wolf2101

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Re: What would you do with a small loan of $1 million?
« Reply #83 on: Fri, 01 October 2021, 13:48:19 »
I would pay for various courses, namely microblading eyebrows, makeup, eyelash extensions. I am very receptive to the beauty industry. I would also open a small beauty salon called "Miss Pretty Woman." so I would like to make every girl a little more beautiful. But now I think, why should I dream about it? After all, it is pretty doable. It is necessary to act, but there is a problem, I have a loan debt (((. Does anyone have any experience with the best factoring companies in Illinois? Is it worth applying to them for funds?
« Last Edit: Mon, 04 October 2021, 10:38:38 by Wolf2101 »

Offline noisyturtle

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Re: What would you do with a small loan of $1 million?
« Reply #84 on: Fri, 01 October 2021, 14:14:45 »
Invest $500k
Spend $200k
Save   $300k

Offline al2882

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Re: What would you do with a small loan of $1 million?
« Reply #85 on: Mon, 18 October 2021, 10:11:00 »
First thing I'd do is pay off my student loans so I can be 100% debt free.

Then I'd buy a house w/o no mortgage needed so everything else I make with job can sustain my living & w/e I save can go straight into investments or retirement accounts.

That's pretty much my long term goal...but a "small" loan of 1 million will really jumpstart that. lol

Offline YoungMichael88

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Re: What would you do with a small loan of $1 million?
« Reply #86 on: Mon, 18 October 2021, 10:26:46 »
Put $500k all on black. The rest can go into crypto. If I hit red, I run away from my friend.


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