bothering me:
a friendship gone down the tubes
someone owes me and is avoiding me
I misjudged and mishandled that relationship. Some people should not be trusted with too much money. (This is true whether online or offline.) It's not necessarily about basic honesty; it's very much about responsibility and maturity.
hahahhaahaha....
This is why they say keep business and personal separate..
But IMHO, they are not separate things.
It comes down to classification of loans..

There aren't any BAD people per se,, but there are people who do not understand how be a team player, and these are the ones who are the least likely to fulfill repayments.
In general though, people who need to borrow small-amounts of money are high risk..
Don't make small loans, unless you're a loan shark..
Think about it, the only reason they're asking YOU instead of a loan shark, is because they know they suck, and you're a softy..